Fee Schedule

Effective January 1, 2012

Share Draft Accounts

Returned Non-Sufficient Share Draft $35.00
Convenience Pay Share Draft $35.00
Share Transfer to cover Share Draft $10.00
Returned Deposited Item $20.00
Copy of Share Draft $5.00
Copy of Statement $1.00 per page
Stop Payment $10.00 per check or consecutive order
Account History Printout $1.00
Account Balance and Research $20.00 per hour – one hour minimum
Returned ACH/EFT Item $35.00
Negative Account Balance Fee $35.00

ATM/Visa Debit Card

No Surcharge or Fee for using the following ATM’s:

  • Horizon Credit Union (includes First Kingsport Credit Union cards)
  • Bank of Tennessee ATM’s

Click here for a complete list of participating ATMs.

All other ATM usage is considered “Foreign” and will be assessed $1.00 per withdrawal

Replace a Visa Debit Card $5.00 per card

Loans

Application Fee $50.00
“WILL-DO” Loan Application Fee $25.00
Skip A Payment Fee $50.00
Late Fee $50.00
Appraisal Fee Actual Cost Incurred
Temporary Lien Fee $10.00
Car Fax Fee $15.00
Gap Insurance Premium $395.00

Visa Credit Card Fees

Returned Check Fee $25.00
Over Limit Fee $10.00
Late Fee $25.00
Replace a Visa Credit Card $5.00 per card

Wire Fees

Electronic Transfers or ACH Debits No Charge
Incoming Wire Transfers $10.00
Outgoing Wire Transfer $20.00
Foreign Incoming Wire $50.00 or actual expense incurred
Foreign Outgoing Wire $50.00 or actual expense incurred

Miscellaneous Fees

Certified Check $5.00
Cashier’s Check $5.00
Money Order $0.50
Visa Gift Card or Travel Money Card $3.00 per card
Returned Check Fee $25.00
Over Limit Fee $10.00
Late Fee $25.00
Replace a Visa Credit Card $5.00 per card