The right loan can be tricky to navigate
Personal and PLC Loans
Unsecured Loans
Do you need to pay a bill? Want to go to the beach? Need dental work? College tuition time again? Whatever the need, Horizon Credit Union can help you with our unsecured loan program. Signature loans are an excellent option when you want to borrow and pay off a particular item or event.
Appliance Loans
Why use store credit cards or accounts when Horizon Credit Union will finance your home appliances and computers at a better rate? The credit union will lend funds to purchase appliances, lawn and garden equipment, and computers to members. To apply for this loan, members need to submit to the credit union loan officers a sales agreement with the serial numbers of the equipment listed. Don’t pay high store rates — SEE US INSTEAD!
PLC (Personal Line of Credit)
Set up a PLC loan and have the security of knowing that you can advance on your PLC at any time for any reason. You can access your PLC by On-line banking, Mobile Banking, Call Unit, or by calling Horizon Credit Union and speaking with a staff Member.
The credit union will lend funds to purchase appliances, lawn and garden equipment, and computers to Members.
Other Loans
Share and Certificate Loans are available at Horizon Credit Union. The credit union will hold as collateral shares or share certificates of deposit at the credit union for 2% above the interest that the credit union is paying the member on their deposit. An IRA is not eligible and therefore cannot be considered for this type of loan. Members must keep on deposit the amount of the loan at all times; and should the certificate reprice, the loan will reprice to always match 2% above the rate the credit union is paying the Member.