Our special home ownership program for heroes is a great opportunity to help those who serve. Our mortgage specialists are the best in the business, with grants and other loan opportunities for our members. If you have questions, please get in touch with us today at 423-530-7778.
Your monthly payments are spread out across 30 years to keep them affordable.
Fixed Interest Rate
The interest rate never changes throughout the entire life of the loan.
Minimum Credit Score
The credit score of everyone on your loan application must be at least 640. If you do not know your credit score, Horizon Credit Union can check for you. If your credit score is too low, you can work with our THDA-certified counselors to improve your score.
Household Income and Purchase Price Limits
The maximum of your total household income and the price you can pay for a home and still qualify for the Great Choice Home Loan program varies by county.
Down Payment Assistance
Home Ownership For Heroes includes the option of financial assistance with your loan-related expenses, including a down payment (if borrowing less than 100%) and/or closing costs.