VISA® Credit Cards
You need a Visa Credit Card to have power and flexibility for travel and on-line shopping. Using a Visa Credit Card is much safer than using a Visa Debit Card to make travel reservations, shop on-line or to travel outside of the United States.
A Visa Credit Card allows you to charge purchases and withdraw cash from an ATM as well as make cash advances. Make consistent and timely payments, plus keep your limits below 25% and build your credit score.
Horizon Credit Union offers Visa Credit Cards with rates starting at 7.9% APR. We have both Visa Classic and Visa Gold cards. The Visa Gold cards have Scorecard Rewards and for each dollar you spend you earn travel and purchase points. There are no balance transfer fees, no annual fees, and the best asset of an HCU Visa Credit Card is that if you encounter a problem, you talk to our staff.